What’s the key to a secure retirement for the 99 percent?

That’s the question Workday Minnesota asked delegates at the recent 2013 convention of the Minnesota State Retirees Council. Many replies included some version of “Scrap the cap” on income subject to FICA tax or “Avoid Chained CPI!” That’s the proposed alternative inflation measure for Social Security benefits that would, over time, actually cut the income of retirees and people with disabilities.

There’s more to retirement security than keeping Social Security sound, but, since, Social Security payments make up, on average, 2/3 or more of income for half of American seniors, it’s not a bad place to start. And a secure retirement isn’t just an issue for senior citizens. As the You Tube video, Just Scrap the Cap (We’re Movin in!) [http://www.justscrapthecap.com] humorously illustrates, if senior 99 percenters  lack the means to support ourselves, we’ll be looking to our adult children for help.

For a quick update on Social Security’s sound finances and how to keep them in good shape now and into the future, check out the Economic Opportunity Institute’s The Straight Facts on Social Security.

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